Retirement savings

Let retirement mean freedom. Maybe you want to stop working at 65 and focus on your grandchildren or another passion? Or maybe you want to stop working gradually? Maybe not decided or thought much? Whatever your plans may be, a long-term savings plan is something that will contribute to any scenario.

Erik's suggestions for healthy retirement savings.

Retirement might feel like it's far away, or maybe not. Regards, there's an immediate profit in starting to save. By postponing consumption from today to sometime in the future, we're winning things: the ability to live on a smaller income today, and also the opportunity to live more flexibly in the future. Even if you're not sure how you want to spend your retirement savings, it will still contribute to a feeling of safety and self-esteem.

Do I need to save for retirement privately?

In practice, a retirement savings plan can fulfill several needs. You can create an additional source of income to complement the public pension system. The savings can also act as a reserve in case of an unforeseen expense. You can also look to future generations. Our future needs are uncertain and hard to predict and we can't know for sure if society will be able to help us.

Everyone has a reson to think about their retirement

Regardless of whether retirement is coming soon or if it's far from now we typically have long-term thinking when it comes to savings. Typically, this means we can accept a higher ratio of equity than in a short-term savings plan. This is something that makes innovative growth companies especially interesting for retirement savings. The longer our investment horizon is, the stronger the effect of compounding interest will be.

We're convinced that digitalization will continue.

We also believe that innovation will continue to be the driving force for economic growth. Often times we overestimate growth in the short term but underestimate it in the long term. This makes innovative companies the perfect retirement investment in our eyes.

Retirement savings is freedom. Correction: Well-invested retirement savings is freedom.

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Monthly letter

The monthly letter contains our thought about the stock market and new events in our funds.

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